Senior Management
Luke Borg Costanzi
Head of Operations
Luke heads the operations department of the institution and is responsible for the Omnipay processing system and ensures that all administrative and customer support is monitored and controlled efficiently.
Kurt Desira
Head of Data Analytics
Kurt heads the data analytics team responsible for data management, integrity and security together with MIS reporting and inhouse software development.
Ruth Pisani
Head of Underwriting
Ruth is responsible for the underwriting team at customer/merchant onboarding stage. Customers/merchants are screened and checked at underwriting stage to ensure they fall within the risk appetite of the institution.
Julianne Attard
Head of Finance
Julianne is responsible for finance and treasury management. Merchant settlement control and treasury management fall with Julianne’s remit together with all other regulatory and financial reporting obligations.